Google has launched its Android Pay mobile payment service in the UK today.

It first introduced the service to the USA around nine months ago.

Iain Graham, James Rosewell and Mark Bridge return to review their mobile industry predictions from last year. Which mergers, partnerships and developments did they forecast correctly... and which didn’t work out as planned?

Later in the programme, the team anticipates some of the topics that will be hitting the headlines during 2016.

Samsung Electronics has announced a new mobile payment service called Samsung Pay.

It combines what it’s calling Magnetic Secure Transmission - the technology used by its recent acquisition LoopPay - with Near Field Communication. As a result, it says consumers will be able to use secure mobile payments at ‘nearly all’ merchant locations.

Samsung Electronics has agreed to acquire mobile wallet service LoopPay.

LoopPay’s products can allow a retailer’s conventional card reader to also accept contactless payments, with the ability to work with around 90% of all point-of-sale terminals in the USA.

Mark Windle, head of marketing at OpenCloud, predicts that this year’s reduction in the number of traditional telecoms operators in some countries will provide an opportunity for other operators to innovate and capture market share in 2016.

He says next year will be a year of rapid change for telecoms… whether it’s MVNO disruption, competitive tariff pricing or simply defence from the ‘dark art’ of hacking.

Mark Bridge writes:

The most memorable moments in life often go unrecorded. You don't have your camera in your hands. Your finger is still hovering over the 'pause' button on your audio recorder. Or you were simply too busy experiencing whatever was happening. It's all about the one that got away.

That's where Kapture can help.

Mark Bridge writes:

James Rosewell shows me a colourful roll of paper that's the width of an iPhone but well over three metres long. When I look closer, I can see it's a printed copy of the Wall Street Journal's mobile website. That's a lot of scrolling to do... and a pretty unfriendly user experience for anyone reading the news online. Why does it work so badly?

A review of the Nokia 7373 and Sony Ericsson K810i, all the news plus "Are we all swapping Pink for Prada?". There's also a look at Lyric EMI and Ascendo Photos for Blackberry.

The team discuss the changes taking place on the UK high street with 02 pulling out of Phones 4U. Has the Market matured? We also review the Samsung F700 and the HP iPAQ 514, plus Ghost Rider + VolumeCare Pro software for your mobile.

The team look at the cash back crisis impacting the mobile industry, plus review the BlackBerry 8800 and Nokia E90 Communicator. 2 new pieces of software with Andy McNab's Enigma Force and Quickoffice Premier v4.

This week the team look at all the latest news from GSM world, review 2 new phones from Nokia and Sony Ericsson the 8800 and W880i. We also look at smart2go and The Bird - Evil has Wings.

The week the team take a look at the D840 from Samsung and the V3xx from Motorola. They also debate the evolution of VoIP for mobile over the past 6 months, as well as review the latest news from the past 7 days. This weeks software review includes Sonic the Hedgehog and amaZe advertising support GPS navigation software.