Mark Windle, head of marketing at OpenCloud, predicts that this year’s reduction in the number of traditional telecoms operators in some countries will provide an opportunity for other operators to innovate and capture market share in 2016.

He says next year will be a year of rapid change for telecoms… whether it’s MVNO disruption, competitive tariff pricing or simply defence from the ‘dark art’ of hacking.

Mark Bridge writes:

The most memorable moments in life often go unrecorded. You don't have your camera in your hands. Your finger is still hovering over the 'pause' button on your audio recorder. Or you were simply too busy experiencing whatever was happening. It's all about the one that got away.

That's where Kapture can help.

As Cortado reveals a new HTML5 client for accessing cloud-based files, Mark Bridge talks to Cortado CEO Carsten Mickeleit about wireless printing and accessing the 'cloud desktop' on mobile devices.

With Iain away this week, Mark and James discuss the week's mobile industry news - from Nokia's new Windows Phone handsets to Samsung's success and a multi-million pound investment in mobile money.

Two years ago, we reported the launch of ipadio.com - a company that let you broadcast online simply by making a phone call. In this report we catch up with ipadio CEO Mark Smith and talk about the company's growth, its success and its plans.

Much of this week's mobile industry news is about new smartphones and new operating systems - but we still find time to talk about patents, payments and plenty more.

We talk to Howard Berg and Naomi Lurie of Gemalto about financial services on mobile phones, covering everything from security concerns to mobile banking and contactless payments.