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Thursday, May 10, 2012

VeriFone turns smartphones into point-of-sale payment terminals

Electronic payment solution provider VeriFone Systems has introduced a new US-based service that enables businesses to use smartphones to accept payments. It follows similar initiatives from Square, iZettle, PayPal and mPowa.

SAIL by VeriFone combines a plug-in card reader with a free iOS or Android mobile app and can be integrated with existing VeriFone countertop devices. It also offers banks, mobile developers and other businesses the ability to build their own payment or marketing solutions on top of VeriFone’s secure infrastructure.

Douglas G Bergeron, Verifone’s CEO, said “VeriFone has created a unique open ecosystem that builds on our payment-as-a-service vision to foster innovation in the developer and payments communities and maximize choice for small to medium-sized businesses. We are delivering a flexible experience with the level of security and reliability that businesses and consumers have come to expect from VeriFone.”

Participating businesses can either choose a flat 2.7% fee for swiped transactions or a monthly $9.95 subscription with a 1.95% transaction rate.

We talked about mobile payments and mobile wallets with Marcelo De Lima, VeriFone’s Director of Marketing for Mobile Commerce, at Mobile World Congress in February. You can listen to the interview (which starts at 27:50) via the built-in audio player on our website or by downloading the MP3 file.
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Opinion Articles

Privacy in Mobile Apps: MEF roundtable in Barcelona

During Mobile World Congress 2012, TheFonecast.com was invited to record a roundtable on Privacy in Mobile Applications. This event was hosted by MEF, the global community for mobile content and commerce, and was supported by SNR Denton.

Our recording is now online at TheFonecast.com and on the MEF blog.

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Last week at The Fonecast: 19th March 2012

Mark Bridge writes:

Mobile financial services were making the headlines yet again last week. Not once. Not twice. No, we noticed at least three separate (and all pretty big) stories to talk about.

First came Nokia’s planned withdrawal from its mobile money service, which will leave around a million people in India looking for a new mobile wallet.

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Apple iPad dictation isn't perfect but customers love it anyway

Mark Bridge writes:

Excuse me a moment while I climb onto my soapbox.

Right. Ooh, it’s busy up here.

For a number of years, various companies have worked on computer-powered dictation and transcription services. Now Apple has entered this space.

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Rebtel: the mobile VoIP rebel that speaks its mind

Mark Bridge writes:

Back in the 1960s, Hertz was the number one hire car company in the USA. Avis was trailing a long way behind. Looking for a new advertising campaign, CEO Robert Townsend spoke to Bill Bernbach - the ‘B’ in ad agency DDB - and a few months later “We try harder” became the Avis tagline.

“Avis is only No.2 in rent a cars” the headlines admitted. “We try harder. When you’re not the biggest, you have to.”

It’s a message I was reminded of when I met Andreas Bernström at Mobile World Congress last month. Andreas is CEO of Rebtel, the world’s second-largest mobile Voice-over-IP company. With Skype seen as market leader for VoIP services, I asked Andreas whether Rebtel also needed to try harder.

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Has Apple messed up the user experience by creating its new iPad?

Mark Bridge writes:

The new iPad has a better screen. Higher-resolution. Clearer. High Definition. Just what everyone wants, right?

Apparently not.

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