BlackBerry is expanding its BBM Money mobile payment service to smartphones running Android and Apple iOS from early 2015.

It was launched in Indonesia last year, enabling customers to make real-time payments to any BBM contacts who have signed up to the service.

Mobile money specialist Monitise plc has changed its leadership structure, appointing Elizabeth Buse as co-CEO alongside current Chief Executive Alastair Lukies.

Ms Buse, who’d previously served on the Monitise board, stepped down from her role as Executive Vice President of Solutions for Visa earlier this year.

Indonesian financial institution PermataBank has joined forces with BlackBerry and mobile money specialist Monitise to launch BBM Money.

This pilot scheme will let customers set up a mobile money account from their BlackBerry smartphone and make real-time payments to any BBM contacts who have also signed up to the service.

In this week's podcast we're talking about mobile payments, NFC security threats, app developers, free WiFi, Ofcom complaints and much more.

Mobile commerce business Monitise plc has agreed to acquire US-based mobile banking company Clairmail Inc. The deal, which is subject to regulatory approval, values Clairmail at approximately £109 million.

Around 13 million end-users are currently served by the two businesses.

Mark Windle, head of marketing at OpenCloud, predicts that this year’s reduction in the number of traditional telecoms operators in some countries will provide an opportunity for other operators to innovate and capture market share in 2016.

He says next year will be a year of rapid change for telecoms… whether it’s MVNO disruption, competitive tariff pricing or simply defence from the ‘dark art’ of hacking.

Mark Bridge writes:

The most memorable moments in life often go unrecorded. You don't have your camera in your hands. Your finger is still hovering over the 'pause' button on your audio recorder. Or you were simply too busy experiencing whatever was happening. It's all about the one that got away.

That's where Kapture can help.

Mark Bridge writes:

James Rosewell shows me a colourful roll of paper that's the width of an iPhone but well over three metres long. When I look closer, I can see it's a printed copy of the Wall Street Journal's mobile website. That's a lot of scrolling to do... and a pretty unfriendly user experience for anyone reading the news online. Why does it work so badly?

We start this week's podcast with Ofcom's announcement that it's clarifying the rules for fixed-term mobile phone contracts.

There's also a new curved smartphone from LG, accusations about a mobile security company, information about mobile phone thefts, a report into the UK's communications infrastructure and some quarterly results figures.

M-commerce and mobile payments are terms that can mean several different things.

In this special podcast we learn more about the subject by talking to Tim Green, editor-in-chief of Mobile Money Revolution.

HTML5 is often described as the shape of things to come; sometimes as the future of the web and sometimes as the nemesis of native mobile applications.

But exactly what is 'HTML 5' - and what does it mean to the mobile industry?

There's plenty of product news in this week's podcast, with a new Apple iPad and new tablets from Nokia and Argos as well.

We also talk about HMV's battle with the Apple App Store, new 4G tariffs from Tesco Mobile, Samsung's patent proposals and a complaint about coverage maps.

If you've created a mobile application, you'll want people to download it, use it and tell their friends. But how can you ensure that as many people as possible know about your app?

Today's podcast is designed to help with some of the answers. It was recorded in London at the very first App Promotion Summit earlier this year.