Vodafone is enabling customers to add loyalty cards and membership cards to its ‘mobile wallet’ app.

Although the application hasn’t yet been launched in the UK, it’s already available in a number of European countries.

Both Visa and MasterCard have made separate announcements about taking advantage of Host Card Emulation (HCE) within the Android operating system to offer more mobile payment options.

HCE allows an NFC application on an Android device to emulate a ‘smart’ payment card, which avoids the need for payment details to be uploaded to a SIM card.

Vodafone has launched its mobile wallet in Europe, enabling customers to pay by touching a compatible smartphone against a retailer’s NFC reader.

It’s the first European mobile payment service built on the secure GlobalPlatform open standard.

Visa Europe and Orange have announced a partnership to encourage the use of mobile-based contactless payments in France.

They’re starting by launching a service called Orange Cash, which will enable Orange customers with an NFC-equipped smartphone to make contactless payments.

This week's podcast begins with a report about a delay - or perhaps even cancellation - for the UK launch of HTC's Facebook phone, the HTC First.

We then move on to Vodafone's results, an Android app scare for Sky, Samsung's successes, contactless payments, potentially life-saving QR codes and an uncomfortable story about a smuggled mobile phone.

Mark Windle, head of marketing at OpenCloud, predicts that this year’s reduction in the number of traditional telecoms operators in some countries will provide an opportunity for other operators to innovate and capture market share in 2016.

He says next year will be a year of rapid change for telecoms… whether it’s MVNO disruption, competitive tariff pricing or simply defence from the ‘dark art’ of hacking.

Mark Bridge writes:

The most memorable moments in life often go unrecorded. You don't have your camera in your hands. Your finger is still hovering over the 'pause' button on your audio recorder. Or you were simply too busy experiencing whatever was happening. It's all about the one that got away.

That's where Kapture can help.

Mark Bridge writes:

James Rosewell shows me a colourful roll of paper that's the width of an iPhone but well over three metres long. When I look closer, I can see it's a printed copy of the Wall Street Journal's mobile website. That's a lot of scrolling to do... and a pretty unfriendly user experience for anyone reading the news online. Why does it work so badly?

The team debate the pros and cons of regulation, review the Nokia 8600, bring you the latest news from the past 7 days, and look at some software for keeping your data safe and easy to access on your mobile.

The Fonecast has teamed up with Mobile News to bring you the latest news in the mobile industry, review the Motorola RAZR2 and review the best mobile software in the form of "Skill Ball Bingo" and "Best Full Screen Caller". Also the team ask "Have Vodafone and Orange killed Mobile Voice-over-IP?"

This week the team debate the number of Operating Systems for mobile phones, review the Motorola MOTO Z8, bring you all the latest news headlines and even find time to review Worms 2007 and Mobile Spy.

The team debate the merits of the Mobile Internet, bring you mobile news from the past 7 days, review the Orange SPV M700 and Sony Ericsson P1i, plus look at X-Men Genetix and Total Recall mobile software.

This week the team debate consolidation in the UK mobile industry. Plus review the Goldfish X800 and BlackBerry Curve, and take a peek at America’s Cup Mobile Racer and SBSH Facade. All this plus the latest mobile news, from our mouth to your ears!