Both Visa and MasterCard have made separate announcements about taking advantage of Host Card Emulation (HCE) within the Android operating system to offer more mobile payment options.

HCE allows an NFC application on an Android device to emulate a ‘smart’ payment card, which avoids the need for payment details to be uploaded to a SIM card.

After catching up with last week's Microsoft announcement about new CEO Satya Nadella, we go on to talk about big changes for Brightstar and Sony as well.

There's also mobile payment news from MasterCard and Weve, some patent agreements, a warning about second-hand smartphone sales, a forecast of mobile data growth and a report about app developers.

Mark Bridge writes:

Mobile phones have been hitting the mainstream news over the past few days. There was Channel 4’s report about data on second-hand phones not being properly deleted before the handsets were re-sold, there was the latest round of the Smart UK Project and there was Tim Muffett’s story about the mobile-enabled high street on BBC Breakfast this morning.

Weve - the UK mobile payment and mobile advertising venture formed by EE, O2 and Vodafone - says it’s partnering with MasterCard to speed up the development of a contactless mobile payments system.

The new system will make it easier for banks to offer ‘tap and pay’ services to mobile phone users.

MasterCard has launched a new digital payment service called MasterPass.

It combines a secure ‘digital wallet’ for online shopping with the ability to use a mobile device for payments in high-street shops.

Mark Windle, head of marketing at OpenCloud, predicts that this year’s reduction in the number of traditional telecoms operators in some countries will provide an opportunity for other operators to innovate and capture market share in 2016.

He says next year will be a year of rapid change for telecoms… whether it’s MVNO disruption, competitive tariff pricing or simply defence from the ‘dark art’ of hacking.

Mark Bridge writes:

The most memorable moments in life often go unrecorded. You don't have your camera in your hands. Your finger is still hovering over the 'pause' button on your audio recorder. Or you were simply too busy experiencing whatever was happening. It's all about the one that got away.

That's where Kapture can help.

Mark Bridge writes:

James Rosewell shows me a colourful roll of paper that's the width of an iPhone but well over three metres long. When I look closer, I can see it's a printed copy of the Wall Street Journal's mobile website. That's a lot of scrolling to do... and a pretty unfriendly user experience for anyone reading the news online. Why does it work so badly?

We start this week's show with news about the European Commission's plans to end mobile roaming charges completely from next year.

We're also talking about the future facing Twitter and Dell, Vodafone's security challenges in Germany, app development, wireless charging, mobile payments and Nokia's Android-based smartphones.

This week's show is packed with new products, including two iPhones, three smartwatches, two Android smartphones and a couple of innovative lens-based camera accessories.

We also find time to talk about mobile security, virtual networks and being dishonest via text message.

We're back after a short break last week - and just in time for three of the biggest industry news stories of the year.

Microsoft's CEO announces his retirement, then Vodafone sells its US operation for $130 billion... and now Nokia's mobile phone business is being bought. Alongside these reports there's also time to talk about 4G in the UK, children with mobiles, roaming charges and the future of smartphones.

In this special feature we're talking to David Akka, who tells us why he says Android is dead, why Chromecast is an omen for the mobile industry, why OS companies are getting into hardware and what the future holds for the mobile industry.

David is UK managing director of Magic Software and describes himself as a 'recovering techie'. His personal blog is at davidakka.com.

There's good news for Telefonica as it's chosen to support the UK's smart meter rollout - but bad news for fans of the Microsoft Tag barcode, which is being discontinued in a couple of years' time.

We're also talking about drivers who use mobile phones illegally, Amazon's new service for mobile developers, the forthcoming Kazam smartphone, mobile advertising, satellite broadband, wearable security accessories and a word that's completely unacceptable to Motorola.