We're taking a look back at the biggest mobile industry news stories from February 2015, including allegations that the UK's security service tried to breach SIM card security by hacking into one of the world's biggest SIM producers.

We also talk about the planned BT and EE merger, the creation of two new UK virtual networks, some acquisitions in the mobile payment arena and a new Ubuntu smartphone.

SIM card manufacturer Gemalto has published the results of an investigation into an alleged hacking operation by the UK’s GCHQ and the USA’s National Security Agency.

A report earlier this month - based on information from former NSA contractor Edward Snowden - claimed that both security agencies had jointly hacked into Gemalto’s network to steal SIM encryption keys. This would have enabled them to decrypt mobile phone calls without needing the cooperation of mobile networks.

Today's podcast feature takes a look at mobile financial services, from the current state of mobile payments to NFC adoption and the developments we're likely to see next year.

Joining us are Winston Yeo, Vice President Marketing and Product Management for Mobile Financial Services at Gemalto, and Amol Deshmukh, Gemalto's Director of Mobile Financial Services for North America.

Vodafone has chosen digital security company Gemalto to help manage its rollout of contactless mobile payments worldwide.

Gemalto will provide and operate Vodafone’s global Trusted Service Management platform and will help the operator deploy NFC services solutions.

Money transfer company MoneyGram has announced an agreement that’ll see its services provided over Gemalto’s LinqUs Mobile Money solution.

It means customers will be able to send international money transfers from a mobile phone to one of MoneyGram’s 284,000 locations worldwide or, alternatively, to receive transfers directly to their mobile wallet.

Mark Windle, head of marketing at OpenCloud, predicts that this year’s reduction in the number of traditional telecoms operators in some countries will provide an opportunity for other operators to innovate and capture market share in 2016.

He says next year will be a year of rapid change for telecoms… whether it’s MVNO disruption, competitive tariff pricing or simply defence from the ‘dark art’ of hacking.

Mark Bridge writes:

The most memorable moments in life often go unrecorded. You don't have your camera in your hands. Your finger is still hovering over the 'pause' button on your audio recorder. Or you were simply too busy experiencing whatever was happening. It's all about the one that got away.

That's where Kapture can help.

Mark Bridge writes:

James Rosewell shows me a colourful roll of paper that's the width of an iPhone but well over three metres long. When I look closer, I can see it's a printed copy of the Wall Street Journal's mobile website. That's a lot of scrolling to do... and a pretty unfriendly user experience for anyone reading the news online. Why does it work so badly?

We start this week's show with news about the European Commission's plans to end mobile roaming charges completely from next year.

We're also talking about the future facing Twitter and Dell, Vodafone's security challenges in Germany, app development, wireless charging, mobile payments and Nokia's Android-based smartphones.

This week's show is packed with new products, including two iPhones, three smartwatches, two Android smartphones and a couple of innovative lens-based camera accessories.

We also find time to talk about mobile security, virtual networks and being dishonest via text message.

We're back after a short break last week - and just in time for three of the biggest industry news stories of the year.

Microsoft's CEO announces his retirement, then Vodafone sells its US operation for $130 billion... and now Nokia's mobile phone business is being bought. Alongside these reports there's also time to talk about 4G in the UK, children with mobiles, roaming charges and the future of smartphones.

In this special feature we're talking to David Akka, who tells us why he says Android is dead, why Chromecast is an omen for the mobile industry, why OS companies are getting into hardware and what the future holds for the mobile industry.

David is UK managing director of Magic Software and describes himself as a 'recovering techie'. His personal blog is at davidakka.com.

There's good news for Telefonica as it's chosen to support the UK's smart meter rollout - but bad news for fans of the Microsoft Tag barcode, which is being discontinued in a couple of years' time.

We're also talking about drivers who use mobile phones illegally, Amazon's new service for mobile developers, the forthcoming Kazam smartphone, mobile advertising, satellite broadband, wearable security accessories and a word that's completely unacceptable to Motorola.